Free 2026 Calculator

What do you actually keep from your gig?

After platform fees, mileage deductions, and self-employment tax — your real take-home number might surprise you.

Platform & Earnings

$
hrs
mi
$
Include SE Tax (15.3%)
Self-employment tax all gig workers owe
Mileage deducted at the 2026 IRS rate of $0.725/mile. This reduces your taxable income — not a direct cash payment.

Your Take-Home Breakdown

Gross Earnings $0.00
Mileage Deduction -$0.00
Other Expenses -$0.00
Net SE Income (taxable) $0.00
SE Tax (15.3%) -$0.00
Net Take-Home $0.00

* SE tax on 92.35% of net SE income per IRS rules. Excludes federal/state income tax.

Platform & Earnings

$
hrs
mi
$
Include SE Tax (15.3%)
Self-employment tax all gig workers owe
Delivery drivers often drive 2-3x more miles than the delivery distance. Track all business miles for the full deduction.

Your Take-Home Breakdown

Gross Earnings $0.00
Mileage Deduction -$0.00
Other Expenses -$0.00
Net SE Income (taxable) $0.00
SE Tax (15.3%) -$0.00
Net Take-Home $0.00

* SE tax on 92.35% of net SE income per IRS rules. Excludes federal/state income tax.

Platform & Earnings

$
hrs
$
Include SE Tax (15.3%)
Self-employment tax all freelancers owe
Upwork fees: 20% on first $500 with a client, 10% on $500-$10K, 5% above $10K. This uses the 20% rate.

Your Take-Home Breakdown

Amount Billed $0.00
Platform Fee (20%) -$0.00
After-Fee Earnings $0.00
Other Expenses -$0.00
Net SE Income (taxable) $0.00
SE Tax (15.3%) -$0.00
Net Take-Home $0.00

* SE tax on 92.35% of net SE income per IRS rules. Excludes federal/state income tax.

Platform & Earnings

$
hrs
mi
$
Include SE Tax (15.3%)
Self-employment tax all taskers owe
TaskRabbit charges a 15% service fee on your earnings. Handy takes 15%. Thumbtack charges for leads — enter net earnings received.

Your Take-Home Breakdown

Gross Earnings $0.00
Platform Fee (15%) -$0.00
Mileage Deduction -$0.00
Other Expenses -$0.00
Net SE Income (taxable) $0.00
SE Tax (15.3%) -$0.00
Net Take-Home $0.00

* SE tax on 92.35% of net SE income per IRS rules. Excludes federal/state income tax.

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Work Backwards from Your Goal

Enter what you need to take home. We'll tell you exactly what you must earn gross — and how many hours that takes.

Your Target & Platform

$
mi
$
$
Include SE Tax (15.3%)
Recommended — this is a real cost

What You Need to Earn

Required Gross Per Week

$0

Enter your target above

Your Take-Home Target $0.00
Expenses (added back) +$0.00
SE Tax buffer needed +$0.00
Required Gross $0.00

* SE tax calculated on 92.35% of net SE income. Gross shown is before any mileage deduction benefit is realized on your tax return.